Levelling the Field for Small
and Medium Businesses

Applying to traditional banks and lenders can be disappointing with unrealistic approval requirements and fixed repayment terms.

Razorpay Capital is designed to make it easier for businesses to get financed and grow.
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A long business history or high credit scores are not a must.
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Clear pricing, low interest rates, and zero collateral or personal guarantees.
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Flexible repayment options tailored to your business needs.
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RazorpayX Corporate Cards

Save more on business expenses by using RazorpayX Corporate Card. Get higher credit limits without fixed deposit and access exclusive rewards relevant to your business.
Available for all registered businesses, you get a dynamic credit limit that grows with your business.
Get unlimited add-on cards with desired controls to ensure your team expenses stay under budget.
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Line of Credit

Get collateral free credit line, easy access to short term loans up to 25 lakhs with 24*7 withdrawals for your business.
100% flexibility - No pre-closure charges
Low interest rates - Starting from 1.5% per month
Reduce interest flow - Pay as you use
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Instant Settlements

Avoid slow settlements that can cause operational gaps for your business. Razorpay Instant Settlements enables you to have a cash-like sales collection to pay your vendors, employees and financiers without delays.
On-Demand Settlements
Settle customer payments in under 10 seconds with just one click at any time, any day including holidays
Same-day Settlements
Get your digital payments in hand automatically in less than a day.
Custom Settlements
Decide your settlement cycle as per your cash flow requirements
Route Settlements
Transfer digital payments same day to your partners through Route payments
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Our Partners

We partner with the top NBFCs and Banks to finance you as per
your needs at competitive rates.
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Get Money for your Business Needs

Meet your cash flow needs from the dashboard now.

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